Steven Merritt and Gina Merritt

The case was resolved via a stipulated order for permanent injunction and other relief. The settlement permanently enjoins the defendants from making deceptive earnings claims. The FTC matter/file number is 2523134. No monetary penalty was specified in the settlement terms available at the time of this draft.

The FTC reached a settlement with Steven Merritt and Gina Merritt, senior participants in a multilevel marketing (MLM) company, over allegations that they deceived consumers about the amount of money they could earn from selling products and recruiting new participants to the MLM. The complaint, filed April 27, 2026 in the U.S. District Court for the Southern District of Florida, alleges the defendants used false or baseless earning claims to recruit workers.

The FTC alleged that the Merritts, as high-level participants in an MLM company, made deceptive earnings claims to recruit new participants. They allegedly misrepresented the amount of money consumers could reasonably expect to earn from selling products and recruiting new members. These claims violated the FTC Act's prohibition against unfair or deceptive acts or practices in commerce.